Tools & Deals I Actually Use
Every product on this page has been personally vetted. I only partner with companies I'd recommend to my own family — and I turn down offers that don't meet that standard.
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Make Your Money Work Harder
The accounts I personally use to grow my wealth. Stop leaving money on the table with a 0.01% savings account.
"I moved my savings here first. The difference in what I earned was eye-opening."
— Rashida Herbers
SoFi Bank: High-Yield Savings
Earn up to 4.0% APY on your savings
SoFi's high-yield savings account consistently ranks among the top rates available. Plus, you can earn a welcome bonus just for signing up and setting up direct deposit.
- No account fees
- FDIC insured
- Mobile app included
Variable rate, subject to change. Bonus terms apply.
Compare Top High-Yield Savings Accounts
Find the best HYSA rate for your situation
Not sure which high-yield savings account is right for you? Compare the top options side by side: rates, minimums, fees, and features, so you can make the best choice.
- Side-by-side comparison
- Updated rates daily
- Filter by your needs
Start Investing Today
Receive up to $1,000 in stocks when you open an account
One of the easiest ways to start investing. Open an account, fund it, and receive a stock bonus just for getting started. The hardest part is starting. This makes it easier.
- Commission-free trades
- Fractional shares available
- Beginner friendly
Offer subject to terms and conditions.
Gold IRA: Inflation Protection
Diversify your retirement with precious metals
With inflation eroding purchasing power, many investors are adding gold and silver to their retirement portfolios. Explore whether a Gold IRA makes sense for your situation.
- Tax-advantaged account
- Physical gold & silver
- Free info kit available
Take Control of Your Debt
Debt is one of the biggest barriers to building wealth. These resources can help you find a path forward, whether it's student loans, credit cards, or other debt.
"Getting out of debt was the single biggest move I made toward financial freedom. Start here."
— Rashida Herbers
Free Debt Relief Consultation
Explore your options with a free, no-obligation consultation
If you're struggling with debt, the first step is understanding your options. Get a free consultation to learn about debt consolidation, settlement, and management programs available to you.
- Certified counselors
- All debt types covered
- Confidential consultation
Compare Student Loan Rates
Find the best student loan rates for the upcoming year
Whether you're taking out new loans or looking to refinance, comparing rates can save you thousands. Find the best options for your credit profile and repayment goals.
- Refinance options available
- Fixed & variable rates
- No impact on credit to compare
Get Paid to Shop
If you're going to spend money anyway, you might as well get some back. These are the tools I use to make every dollar go further.
"I've earned hundreds back just by clicking one extra button before I shop. It literally costs nothing."
— Rashida Herbers
Rakuten Cash Back
Get real money back on purchases you're already making
Rakuten partners with thousands of stores to give you cash back on your online shopping. I've personally earned hundreds of dollars back just by clicking through Rakuten before I shop.
- Paid via PayPal or check
- Browser extension available
- Bonus for new members
Budgeting Apps I Recommend
The apps that actually help you stick to a budget
I've tested dozens of budgeting apps. These are the ones that actually work for real people, not just finance nerds. Find the one that fits your style and start tracking your money.
- Multiple app options
- Free & paid tiers
- Sync with your bank
Get Personalized Guidance
My content covers general principles, but everyone's situation is unique. Sometimes you need personalized advice from a qualified professional.
"I'm not a financial advisor. I share what worked for me. But a CFP can map out YOUR specific path."
— Rashida Herbers
Chat with a Certified Financial Advisor
Get personalized advice tailored to your unique situation
I'm not a financial advisor. I share what has worked for me. But if you want personalized guidance for your specific situation, connecting with a certified professional is one of the best investments you can make.
- CFP certified advisors
- Fiduciary standard
- First session often free
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